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Buyers Information Buying a home can be one of life's most fulfilling experiences and one of the most challenging. The more prepared you are at the outset, the less overwhelming the buying process will be. From selecting a real estate professional to finding out what type of home you can afford, the following Century 21 tips help take the anxiety out of buying a home. Don't forget to check out how you can earn AIR MILES Reward Miles with your purchase. Choosing the right realtor is a crucial first step in the home buying process. You will find a valuable ally in your Century 21 real estate professional, who is trained and committed to answering all of your questions and providing the highest quality services and expert advice possible. The Century 21 Customized Home Search System offers exclusive marketing tools to provide you with superior service when purchasing your home including:
From protecting your new home to painting it, the power of Century 21 Connections offers you one stop shopping on convenient, cost-saving products and services designed to simplify your total home ownership experience. Benefits include savings on home cleaning services, discounted storage facilities, free installation of security systems, and much more. It's just one more way that your Century 21 real estate professional takes the anxiety out of buying a home. How much can you afford? What type of mortgage is best for you? How much should your down payment be? Are you eligible for the RSP Home Buyers Withdrawal? What payment frequency should you choose? Finding the answers to all your questions about mortgage financing can be a time consuming and strenuous exercise. A Century 21 real estate professional can provide you with the resources you need before buying your home including information and advice on financing options, mortgage terms, loan types and how to get the most for your money. In addition, our relationship with The Mortgage Alliance Company of Canada ensures that we can provide our customers with the best rates and options available. Do you know how much money will be needed in order to close your deal? Besides the basic purchase price, buyers face legal fees (plus GST) and disbursements (plus GST), which are the out-of pocket expenses a lawyer/notary incurs. Then there are closing adjustments with the seller - taxes, rental income, condominium maintenance, and some utility charges. And don't forget about the costs of arranging a new mortgage which can include application and appraisal fees. For a resale home, these "extras" can easily add 1½% to 2% onto the basic purchase price. Do you know what needs to be done after the deal is closed? Once your offer has been accepted the work has just begun. Future steps include arranging for monthly mortgage payments and property taxes, finding the right insurance coverage, transferring your utilities and arranging for your move, among others. Avoid any surprises by having a Century 21 real estate professional guide you through the necessary steps. Rely on their expert advice to keep you informed and prepared. It's just one more way that your Century 21 real estate professional takes the anxiety out of buying a home. Call (613) 749-2121 or e-mail us today for more information. |
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